/* Consider11 — Ice Blue Editorial Design System
   Light-dominant, ruled-newspaper geometry, single cobalt accent
   Stack: vanilla CSS (no Tailwind, no React, no Motion)
   ================================================================ */

:root {
  --primary: #1769E8;
  --primary-ink: #0b3a8c;
  --accent: #0EA5A8;
  --background: #F4F8FF;
  --surface: #FFFFFF;
  --surface-2: #E8F1FF;
  --surface-3: #DCE7F8;
  --text: #13213A;
  --muted: #52647C;
  --muted-2: #6b7d96;
  --border: #C9D9F2;
  --border-strong: #9ab2dc;
  --warn: #b14a30;
  --ok: #1f7a4d;
  --paper: #fbfdff;
  --rule: 1px solid var(--border);
  --rule-strong: 1px solid var(--border-strong);
  --radius: 0px;
  --radius-sm: 2px;
  --shadow: 0 1px 0 rgba(19,33,58,0.04);
  --shadow-lift: 0 2px 10px rgba(19,33,58,0.08);
  --shell-max: 1240px;
  --header-height: 56px;
  --section-index-height: 38px;
  --sticky-cta-height: 64px;
  --font-display: 'Inter Tight', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono: 'JetBrains Mono', 'SF Mono', Menlo, monospace;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--background);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  padding-bottom: env(safe-area-inset-bottom);
  overflow-x: clip;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; text-underline-offset: 2px; }

/* Utility-bar header - persistent on scroll */
.utility-bar {
  position: sticky;
  top: 0;
  z-index: 290;
  background: var(--paper);
  border-bottom: var(--rule);
  height: var(--header-height);
  display: flex;
  align-items: center;
  padding: 0 24px;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  background: rgba(251,253,255,0.92);
}
.utility-bar__inner {
  width: 100%;
  max-width: var(--shell-max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 24px;
  min-width: 0;
  overflow: hidden;
}
.brand-mark {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--text);
  font-weight: 700;
  font-family: var(--font-display);
  letter-spacing: -0.01em;
  white-space: nowrap;
  min-width: 0;
  flex-shrink: 1;
}
.brand-mark__logo {
  width: 28px; height: 28px;
  background: var(--primary);
  color: #fff;
  display: grid; place-items: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 14px;
  letter-spacing: -0.02em;
  border-radius: 2px;
}
.brand-mark__name { font-size: 17px; }
.brand-mark__name em { font-style: normal; color: var(--primary); }
.brand-mark__tag {
  font-size: 11px;
  color: var(--muted);
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-left: 8px;
  border-left: 1px solid var(--border);
  padding-left: 10px;
  display: none;
}
@media (min-width: 980px) { .brand-mark__tag { display: inline-block; } }

.utility-nav {
  display: none;
  flex: 1;
  align-items: center;
  justify-content: center;
}
.utility-nav__list {
  list-style: none;
  margin: 0; padding: 0;
  display: flex;
  gap: 0;
  align-items: center;
}
.utility-nav__item { position: relative; }
.utility-nav__link {
  display: block;
  padding: 8px 12px;
  color: var(--text);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.01em;
  white-space: nowrap;
  text-decoration: none;
  border-bottom: 2px solid transparent;
  transition: color 0.15s, border-color 0.15s;
}
.utility-nav__link:hover { color: var(--primary); border-bottom-color: var(--primary); text-decoration: none; }
.utility-nav__link[aria-current="page"] { color: var(--primary); border-bottom-color: var(--primary); }
@media (min-width: 980px) { .utility-nav { display: flex; } }

.utility-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-left: auto;
  flex-shrink: 0;
}
@media (max-width: 640px) {
  .utility-actions > .btn-affiliate { display: none; }
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 16px;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.01em;
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  white-space: nowrap;
  border-radius: 2px;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.btn--primary {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.btn--primary:hover { background: var(--primary-ink); border-color: var(--primary-ink); color: #fff; text-decoration: none; }
.btn--ghost {
  background: transparent;
  color: var(--text);
  border-color: var(--border-strong);
}
.btn--ghost:hover { border-color: var(--primary); color: var(--primary); text-decoration: none; }
.btn--inline {
  padding: 6px 12px;
  font-size: 12px;
  background: var(--surface-2);
  color: var(--primary-ink);
  border-color: var(--border);
}
.btn--inline:hover { background: var(--primary); color: #fff; border-color: var(--primary); text-decoration: none; }
.btn--sm { padding: 8px 12px; font-size: 12px; }
.btn--block { display: flex; width: 100%; }

.btn-affiliate {
  position: relative;
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-size: 12px;
}
.btn-affiliate::after {
  content: "↗";
  font-size: 14px;
  margin-left: 2px;
}
.btn-affiliate:hover { background: var(--primary-ink); color: #fff; text-decoration: none; }

.section-index {
  position: sticky;
  top: var(--header-height);
  z-index: 240;
  background: rgba(232,241,255,0.85);
  border-bottom: var(--rule);
  height: var(--section-index-height);
  display: none;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}
.section-index.is-visible { display: block; }
.section-index__inner {
  max-width: var(--shell-max);
  margin: 0 auto;
  height: 100%;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 12px;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.section-index__inner::-webkit-scrollbar { display: none; }
.section-index__label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
  flex-shrink: 0;
  border-right: 1px solid var(--border);
  padding-right: 12px;
}
.section-index__list {
  display: flex;
  gap: 0;
  list-style: none;
  margin: 0; padding: 0;
}
.section-index__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  font-size: 12px;
  font-weight: 500;
  color: var(--muted);
  text-decoration: none;
  white-space: nowrap;
  border-bottom: 1px solid transparent;
  transition: color 0.15s, border-color 0.15s;
}
.section-index__link[aria-current="true"] { color: var(--primary); border-bottom-color: var(--primary); }
.section-index__link:hover { color: var(--primary); text-decoration: none; }
.section-index__num {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--muted-2);
  font-weight: 500;
}

/* Hamburger / mobile drawer */
.hamburger {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px; height: 38px;
  background: transparent;
  border: 1px solid var(--border-strong);
  border-radius: 2px;
  cursor: pointer;
  padding: 0;
  margin-left: 8px;
  position: relative;
  z-index: 300;
}
@media (max-width: 979px) {
  .hamburger {
    position: fixed;
    top: 9px;
    right: 16px;
    z-index: 400;
  }
}
.hamburger span {
  display: block;
  width: 18px; height: 2px;
  background: var(--text);
  margin: 2px 0;
  transition: transform 0.2s, opacity 0.2s;
}
.hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(4px) rotate(45deg); }
.hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-4px) rotate(-45deg); }
@media (min-width: 980px) { .hamburger { display: none; } }

.mobile-drawer {
  position: fixed;
  inset: 0;
  z-index: 280;
  background: var(--paper);
  padding: calc(var(--header-height) + 16px) 24px 24px;
  overflow-y: auto;
  transform: translateY(-100%);
  transition: transform 0.25s ease;
  border-bottom: var(--rule-strong);
}
.mobile-drawer[data-open="true"] { transform: translateY(0); }
.mobile-drawer__nav {
  list-style: none;
  margin: 0; padding: 0;
}
.mobile-drawer__nav li { border-bottom: var(--rule); }
.mobile-drawer__nav a {
  display: block;
  padding: 16px 0;
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
  text-decoration: none;
}
.mobile-drawer__nav a:hover { color: var(--primary); }
.mobile-drawer__cta {
  margin-top: 24px;
  padding-top: 24px;
  border-top: var(--rule-strong);
}
.mobile-drawer__cta .btn { width: 100%; padding: 14px; font-size: 14px; }

/* Skip-link for accessibility */
.skip-link {
  position: absolute;
  top: -40px;
  left: 0;
  background: var(--text);
  color: #fff;
  padding: 8px 12px;
  z-index: 1000;
  text-decoration: none;
  font-size: 13px;
}
.skip-link:focus { top: 0; }

/* Page shell & grid */
.page-shell {
  max-width: var(--shell-max);
  margin: 0 auto;
  padding: 0 24px;
}
main { display: block; }

/* Section spacing */
.section {
  padding: 56px 0;
  border-top: var(--rule);
  scroll-margin-top: calc(var(--header-height) + var(--section-index-height) + 16px);
}
.section:first-of-type { border-top: 0; }
.section-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}
.section-head__kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
}
.section-head__title {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 6px 0 0;
  color: var(--text);
}
.section-head__dek {
  font-size: 15px;
  color: var(--muted);
  max-width: 60ch;
  margin: 8px 0 0;
}
@media (min-width: 768px) {
  .section-head__title { font-size: 40px; }
  .section { padding: 72px 0; }
}

/* =====================================================
   LAYOUT 1: split-hero-with-ledger
   ===================================================== */
.hero {
  padding: 48px 0 56px;
  border-top: 0;
}
.hero__grid {
  display: grid;
  gap: 32px;
  grid-template-columns: 1fr;
}
@media (min-width: 980px) {
  .hero__grid { grid-template-columns: 7fr 5fr; gap: 48px; align-items: start; }
}
.hero__lede { order: 1; }
.hero__visual { order: 2; }
.hero__kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 12px;
}
.hero__title {
  font-family: var(--font-display);
  font-size: 36px;
  line-height: 1.05;
  letter-spacing: -0.02em;
  font-weight: 700;
  margin: 0 0 16px;
  color: var(--text);
}
.hero__title em { font-style: normal; color: var(--primary); }
@media (min-width: 768px) { .hero__title { font-size: 54px; } }
@media (min-width: 980px) { .hero__title { font-size: 60px; } }
.hero__deck {
  font-size: 18px;
  line-height: 1.55;
  color: var(--muted);
  max-width: 56ch;
  margin: 0 0 24px;
}
@media (min-width: 768px) { .hero__deck { font-size: 19px; } }
.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 24px;
}
.hero__cta .btn { padding: 14px 22px; font-size: 14px; }
.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 12px;
  color: var(--muted);
  border-top: var(--rule);
  padding-top: 16px;
}
.hero__trust-item { display: flex; align-items: center; gap: 6px; }
.hero__trust-item::before {
  content: "";
  width: 6px; height: 6px;
  background: var(--ok);
  border-radius: 50%;
  display: inline-block;
}
.hero__photo {
  position: relative;
  border: 1px solid var(--border-strong);
  background: var(--surface-2);
  padding: 0;
  margin: 0;
}
.hero__photo img {
  width: 100%;
  height: auto;
  aspect-ratio: 5 / 4;
  object-fit: cover;
  display: block;
}
.hero__photo-caption {
  font-size: 11px;
  color: var(--muted);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 8px 10px;
  border-top: var(--rule);
  background: var(--surface);
}
.hero__ledger {
  margin-top: 16px;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.hero__ledger-head {
  background: var(--surface-2);
  padding: 8px 12px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary-ink);
  border-bottom: 1px solid var(--border);
  font-family: var(--font-mono);
}
.hero__ledger-list {
  list-style: none;
  margin: 0; padding: 0;
}
.hero__ledger-list li {
  padding: 12px;
  border-bottom: var(--rule);
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: 13px;
  line-height: 1.5;
}
.hero__ledger-list li:last-child { border-bottom: 0; }
.hero__ledger-num {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 700;
  color: var(--primary);
  background: var(--surface-2);
  width: 28px; height: 28px;
  display: grid; place-items: center;
  flex-shrink: 0;
  border: 1px solid var(--border);
}
.hero__ledger-text strong { color: var(--text); display: block; margin-bottom: 2px; font-weight: 600; }
.hero__ledger-text span { color: var(--muted); }

.hero__ticker {
  margin-top: 40px;
  border-top: 1px solid var(--border-strong);
  border-bottom: 1px solid var(--border-strong);
  background: var(--surface);
  padding: 12px 0;
  overflow: hidden;
}
.hero__ticker-inner {
  display: flex;
  gap: 24px;
  flex-wrap: nowrap;
  align-items: center;
  overflow-x: auto;
  scrollbar-width: none;
  padding: 0 24px;
}
.hero__ticker-inner::-webkit-scrollbar { display: none; }
.hero__ticker-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  border-right: 1px solid var(--border);
  padding-right: 16px;
  flex-shrink: 0;
  font-family: var(--font-mono);
}
.hero__ticker-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  background: var(--surface-2);
  border: 1px solid var(--border);
  font-size: 13px;
  white-space: nowrap;
  flex-shrink: 0;
  color: var(--text);
}
.hero__ticker-chip strong { font-weight: 600; }
.hero__ticker-chip span { color: var(--muted); font-size: 12px; }

/* =====================================================
   LAYOUT 2: kicker-strip-with-numbered-list (editorial index)
   ===================================================== */
.editorial-index {
  background: var(--surface);
  border: 1px solid var(--border-strong);
  padding: 24px;
}
.editorial-index__head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--border);
  flex-wrap: wrap;
  gap: 8px;
}
.editorial-index__head-title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  margin: 0;
  letter-spacing: -0.01em;
}
.editorial-index__head-meta {
  font-size: 12px;
  color: var(--muted);
  font-family: var(--font-mono);
}
.editorial-index__list {
  list-style: none;
  margin: 0; padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}
@media (min-width: 768px) {
  .editorial-index__list { grid-template-columns: 1fr 1fr; column-gap: 32px; }
}
.editorial-index__item {
  display: flex;
  gap: 12px;
  padding: 12px 0;
  border-bottom: var(--rule);
  align-items: flex-start;
}
.editorial-index__item:last-child { border-bottom: 0; }
.editorial-index__num {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 700;
  color: var(--primary);
  width: 28px;
  flex-shrink: 0;
  letter-spacing: 0;
}
.editorial-index__text {
  font-size: 14px;
  line-height: 1.5;
  color: var(--text);
}
.editorial-index__text strong { display: block; font-weight: 600; margin-bottom: 2px; }
.editorial-index__text span { color: var(--muted); font-size: 13px; }

/* =====================================================
   LAYOUT 3: data-table-with-side-notes (decision table)
   ===================================================== */
.decision {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}
@media (min-width: 980px) {
  .decision { grid-template-columns: 1fr 3fr; gap: 40px; }
}
.decision__side {
  background: var(--surface-2);
  border: 1px solid var(--border);
  padding: 24px;
  align-self: start;
}
.decision__side-kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 8px;
}
.decision__side-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  line-height: 1.2;
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}
.decision__side-text {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
  margin: 0 0 16px;
}
.decision__table-wrap {
  overflow-x: auto;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.decision__table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  min-width: 720px;
}
.decision__table thead th {
  background: var(--surface-2);
  text-align: left;
  padding: 12px 14px;
  font-weight: 600;
  font-size: 12px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
  border-bottom: 1px solid var(--border-strong);
  font-family: var(--font-mono);
}
.decision__table tbody td {
  padding: 14px;
  border-bottom: var(--rule);
  vertical-align: top;
  line-height: 1.5;
}
.decision__table tbody tr:last-child td { border-bottom: 0; }
.decision__table tbody tr:hover { background: var(--surface-2); }
.decision__table tbody td:first-child { font-weight: 600; color: var(--text); }
.decision__table a { font-weight: 500; }
.decision__table .pill {
  display: inline-block;
  padding: 2px 8px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.04em;
  background: var(--surface-2);
  border: 1px solid var(--border);
  color: var(--primary-ink);
  font-family: var(--font-mono);
}
.decision__table .pill--ok { background: #e7f3ec; color: var(--ok); border-color: #b9dcc6; }
.decision__table .pill--mid { background: #fff3df; color: #8a5a00; border-color: #ebd4a0; }
.decision__table .pill--adv { background: #fbe4e0; color: var(--warn); border-color: #f3b9b0; }

/* =====================================================
   LAYOUT 4: split-image-with-ledger (latest analysis)
   ===================================================== */
.analysis {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  align-items: start;
}
@media (min-width: 980px) {
  .analysis { grid-template-columns: 1fr 1fr; gap: 40px; }
}
.analysis__visual {
  border: 1px solid var(--border-strong);
  background: var(--surface);
  padding: 0;
}
.analysis__visual img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}
.analysis__visual-caption {
  padding: 10px 14px;
  font-size: 12px;
  color: var(--muted);
  border-top: var(--rule);
  background: var(--surface-2);
  font-style: italic;
}
.analysis__copy {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.analysis__intro {
  font-size: 17px;
  line-height: 1.6;
  color: var(--text);
  margin: 0;
}
.analysis__ledger {
  list-style: none;
  margin: 0;
  padding: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.analysis__ledger li {
  padding: 14px 16px;
  border-bottom: var(--rule);
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 14px;
  line-height: 1.55;
}
.analysis__ledger li:last-child { border-bottom: 0; }
.analysis__ledger-num {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 700;
  color: var(--primary);
  background: var(--surface-2);
  width: 30px; height: 30px;
  display: grid; place-items: center;
  flex-shrink: 0;
  border: 1px solid var(--border);
}
.analysis__ledger-text strong { display: block; font-weight: 600; color: var(--text); margin-bottom: 2px; }
.analysis__ledger-text span { color: var(--muted); }

/* =====================================================
   LAYOUT 5: long-form-quote-with-citation (expert note)
   ===================================================== */
.expert-note {
  background: var(--surface);
  border: 1px solid var(--border-strong);
  border-left: 4px solid var(--primary);
  padding: 32px;
}
.expert-note__kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 12px;
}
.expert-note__quote {
  font-family: var(--font-display);
  font-size: 24px;
  line-height: 1.4;
  font-weight: 500;
  color: var(--text);
  margin: 0 0 20px;
  letter-spacing: -0.01em;
}
@media (min-width: 768px) { .expert-note__quote { font-size: 30px; line-height: 1.35; } }
.expert-note__cite {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: var(--rule);
  padding-top: 16px;
  font-size: 13px;
  color: var(--muted);
}
.expert-note__cite-avatar {
  width: 36px; height: 36px;
  background: var(--primary);
  color: #fff;
  display: grid; place-items: center;
  font-weight: 700;
  font-family: var(--font-display);
  border-radius: 2px;
  font-size: 14px;
}
.expert-note__cite-text strong { display: block; color: var(--text); font-weight: 600; }
.expert-note__cite-text span { font-size: 12px; }

/* =====================================================
   LAYOUT 6: two-column-rail-with-thin-headlines (topic rail)
   ===================================================== */
.topic-rail {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
@media (min-width: 768px) {
  .topic-rail { grid-template-columns: 1fr 1fr; }
}
.topic-rail__col {
  padding: 20px 24px;
  border-bottom: var(--rule);
}
@media (min-width: 768px) {
  .topic-rail__col { border-bottom: 0; border-right: var(--rule); }
  .topic-rail__col:last-child { border-right: 0; }
  .topic-rail__col:nth-child(n+3) { border-top: var(--rule); }
  .topic-rail__col:nth-child(2n) { border-right: 0; }
}
.topic-rail__col-head {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--border);
}
.topic-rail__list {
  list-style: none;
  margin: 0; padding: 0;
}
.topic-rail__item {
  padding: 12px 0;
  border-bottom: var(--rule);
}
.topic-rail__item:last-child { border-bottom: 0; }
.topic-rail__item a {
  display: block;
  text-decoration: none;
  color: var(--text);
}
.topic-rail__item a:hover { color: var(--primary); }
.topic-rail__item-headline {
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 600;
  line-height: 1.3;
  margin: 0 0 4px;
  letter-spacing: -0.01em;
}
.topic-rail__item-meta {
  font-size: 12px;
  color: var(--muted);
  font-family: var(--font-mono);
  letter-spacing: 0.04em;
}

/* =====================================================
   LAYOUT 7: compliance-strip-with-trust-rows (safety desk)
   ===================================================== */
.safety {
  border: 1px solid var(--border-strong);
  background: var(--surface);
  padding: 0;
}
.safety__head {
  background: var(--surface-2);
  padding: 16px 24px;
  border-bottom: 1px solid var(--border-strong);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.safety__head-title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  margin: 0;
  letter-spacing: -0.01em;
}
.safety__head-meta {
  font-size: 12px;
  color: var(--muted);
  font-family: var(--font-mono);
}
.safety__rows {
  list-style: none;
  margin: 0; padding: 0;
}
.safety__row {
  display: grid;
  grid-template-columns: 100px 1fr;
  gap: 16px;
  padding: 16px 24px;
  border-bottom: var(--rule);
  align-items: start;
  font-size: 14px;
  line-height: 1.55;
}
@media (max-width: 600px) { .safety__row { grid-template-columns: 1fr; gap: 4px; } }
.safety__row:last-child { border-bottom: 0; }
.safety__row-kicker {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary);
  padding-top: 2px;
}
.safety__row-text { color: var(--text); }
.safety__row-text a { font-weight: 500; margin-left: 4px; }

/* =====================================================
   LAYOUT 8: single-led-cta-with-secondary-link (closing action)
   ===================================================== */
.closing {
  background: var(--surface-2);
  border: 1px solid var(--border-strong);
  padding: 48px 32px;
  text-align: center;
}
.closing__kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 12px;
}
.closing__title {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin: 0 0 12px;
  max-width: 28ch;
  margin-left: auto;
  margin-right: auto;
}
@media (min-width: 768px) { .closing__title { font-size: 40px; } }
.closing__text {
  font-size: 16px;
  color: var(--muted);
  max-width: 56ch;
  margin: 0 auto 24px;
  line-height: 1.6;
}
.closing__cta {
  display: inline-flex;
  flex-direction: column;
  gap: 12px;
  align-items: center;
}
.closing__cta .btn { padding: 14px 28px; font-size: 14px; }
.closing__secondary {
  font-size: 13px;
  color: var(--muted);
}
.closing__secondary a { font-weight: 500; }

/* =====================================================
   Hub content blocks (shared by hub and money pages)
   ===================================================== */
.page-hero {
  padding: 48px 0 32px;
  border-top: 0;
}
.page-hero__kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 12px;
}
.page-hero__title {
  font-family: var(--font-display);
  font-size: 36px;
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 16px;
  max-width: 22ch;
}
@media (min-width: 768px) { .page-hero__title { font-size: 48px; } }
.page-hero__deck {
  font-size: 18px;
  color: var(--muted);
  max-width: 65ch;
  line-height: 1.55;
  margin: 0 0 24px;
}
.page-hero__cta { display: flex; gap: 12px; flex-wrap: wrap; }

.fact-strip {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  margin: 24px 0;
}
@media (min-width: 768px) { .fact-strip { grid-template-columns: repeat(4, 1fr); } }
.fact-strip__item {
  padding: 16px 20px;
  border-right: var(--rule);
  border-bottom: var(--rule);
}
.fact-strip__item:last-child { border-right: 0; }
@media (min-width: 768px) {
  .fact-strip__item:nth-child(even) { border-right: 0; }
  .fact-strip__item:nth-child(3),
  .fact-strip__item:nth-child(4) { border-bottom: 0; }
}
.fact-strip__num {
  font-family: var(--font-mono);
  font-size: 22px;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: -0.02em;
  display: block;
}
.fact-strip__label {
  font-size: 12px;
  color: var(--muted);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-top: 2px;
}

.prose {
  font-size: 17px;
  line-height: 1.7;
  color: var(--text);
  max-width: 70ch;
}
.prose h2 {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin: 40px 0 12px;
  color: var(--text);
}
@media (min-width: 768px) { .prose h2 { font-size: 32px; } }
.prose h3 {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  line-height: 1.3;
  margin: 28px 0 8px;
  color: var(--text);
}
.prose p { margin: 0 0 16px; }
.prose ul, .prose ol { margin: 0 0 16px 24px; padding: 0; }
.prose li { margin: 0 0 6px; }
.prose strong { color: var(--text); font-weight: 600; }
.prose a { color: var(--primary); text-decoration: underline; text-underline-offset: 2px; }
.prose blockquote {
  margin: 24px 0;
  padding: 16px 20px;
  border-left: 3px solid var(--primary);
  background: var(--surface-2);
  font-style: italic;
  color: var(--muted);
  font-size: 16px;
}

.content-pair {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  align-items: start;
  margin: 24px 0;
}
@media (min-width: 768px) { .content-pair { grid-template-columns: 1fr 1fr; gap: 32px; } }
.content-pair__media {
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.content-pair__media img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}
.content-pair__media-caption {
  padding: 8px 12px;
  font-size: 12px;
  color: var(--muted);
  border-top: var(--rule);
  background: var(--surface-2);
  font-style: italic;
}

.callout {
  border: 1px solid var(--border-strong);
  border-left: 4px solid var(--primary);
  background: var(--surface);
  padding: 20px 24px;
  margin: 24px 0;
}
.callout__kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 6px;
}
.callout__title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  margin: 0 0 8px;
  letter-spacing: -0.01em;
}
.callout__text {
  font-size: 15px;
  color: var(--muted);
  margin: 0;
  line-height: 1.55;
}

.checklist {
  list-style: none;
  margin: 0 0 24px;
  padding: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.checklist li {
  padding: 12px 16px;
  border-bottom: var(--rule);
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: 15px;
  line-height: 1.5;
}
.checklist li:last-child { border-bottom: 0; }
.checklist li::before {
  content: "→";
  color: var(--primary);
  font-weight: 700;
  flex-shrink: 0;
  font-family: var(--font-mono);
}

.related-rail {
  margin: 32px 0;
  padding: 24px;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.related-rail__head {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 12px;
}
.related-rail__list {
  list-style: none;
  margin: 0; padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}
@media (min-width: 768px) { .related-rail__list { grid-template-columns: 1fr 1fr; column-gap: 32px; } }
.related-rail__item {
  padding: 8px 0;
  border-bottom: var(--rule);
  font-size: 14px;
}
.related-rail__item:last-child { border-bottom: 0; }
.related-rail__item a { color: var(--text); font-weight: 500; text-decoration: none; }
.related-rail__item a:hover { color: var(--primary); text-decoration: underline; }
.related-rail__item span { display: block; color: var(--muted); font-size: 12px; margin-top: 2px; }

/* FAQ */
.faq {
  margin: 24px 0;
}
.faq__item {
  border: 1px solid var(--border-strong);
  border-bottom: 0;
  background: var(--surface);
}
.faq__item:last-child { border-bottom: 1px solid var(--border-strong); }
.faq__item summary {
  padding: 16px 20px;
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: "+";
  font-family: var(--font-mono);
  font-size: 18px;
  font-weight: 700;
  color: var(--primary);
  flex-shrink: 0;
  transition: transform 0.2s;
}
.faq__item[open] summary::after { content: "−"; }
.faq__item[open] summary { background: var(--surface-2); }
.faq__item .faq__body {
  padding: 0 20px 20px;
  font-size: 15px;
  line-height: 1.6;
  color: var(--text);
}

/* News cards */
.news-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  margin: 24px 0;
}
@media (min-width: 768px) { .news-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 980px) { .news-grid { grid-template-columns: repeat(3, 1fr); } }
.news-card {
  padding: 20px;
  border-right: var(--rule);
  border-bottom: var(--rule);
  display: flex;
  flex-direction: column;
  gap: 12px;
}
@media (min-width: 768px) {
  .news-card:nth-child(3n) { border-right: 0; }
  .news-card:nth-last-child(-n+3) { border-bottom: 0; }
}
.news-card__meta {
  font-size: 11px;
  color: var(--muted);
  font-family: var(--font-mono);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.news-card__title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  line-height: 1.3;
  margin: 0;
  letter-spacing: -0.01em;
}
.news-card__title a { color: var(--text); text-decoration: none; }
.news-card__title a:hover { color: var(--primary); }
.news-card__excerpt {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.5;
  margin: 0;
}
.news-card__cta {
  margin-top: auto;
  font-size: 12px;
  font-weight: 600;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* Footer */
.site-footer {
  background: var(--text);
  color: #c8d4e6;
  padding: 48px 0 80px;
  margin-top: 64px;
  border-top: 4px solid var(--primary);
}
.site-footer a { color: #c8d4e6; }
.site-footer a:hover { color: #fff; }
.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  max-width: var(--shell-max);
  margin: 0 auto;
  padding: 0 24px;
}
@media (min-width: 768px) { .footer-grid { grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; } }
.footer-col__title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  margin: 0 0 16px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.footer-col__list {
  list-style: none;
  margin: 0; padding: 0;
}
.footer-col__list li { margin-bottom: 8px; font-size: 14px; }
.footer-brand__about {
  font-size: 14px;
  color: #a8b8d4;
  line-height: 1.6;
  margin: 0 0 16px;
  max-width: 40ch;
}
.footer-bottom {
  border-top: 1px solid #2a3a5a;
  margin-top: 32px;
  padding-top: 24px;
  font-size: 12px;
  color: #8997b3;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  max-width: var(--shell-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 24px;
  padding-right: 24px;
}
.footer-bottom__links { display: flex; gap: 16px; flex-wrap: wrap; }

/* Mobile sticky CTA bar */
.sticky-cta {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 230;
  background: var(--paper);
  border-top: 1px solid var(--border-strong);
  padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 -2px 12px rgba(19,33,58,0.08);
}
.sticky-cta__btn {
  flex: 1;
  background: var(--primary);
  color: #fff;
  text-align: center;
  padding: 14px 16px;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  text-decoration: none;
  border-radius: 2px;
  border: 1px solid var(--primary);
  white-space: nowrap;
}
.sticky-cta__btn:hover { background: var(--primary-ink); color: #fff; text-decoration: none; }
.sticky-cta__note {
  font-size: 11px;
  color: var(--muted);
  font-family: var(--font-mono);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  flex-shrink: 0;
}
.sticky-cta__note::before {
  content: "18+";
  display: inline-block;
  background: var(--surface-2);
  border: 1px solid var(--border);
  padding: 1px 6px;
  margin-right: 6px;
  color: var(--primary-ink);
  font-weight: 700;
}
@media (min-width: 980px) {
  .sticky-cta { display: none; }
}
body { padding-bottom: 80px; }
@media (min-width: 980px) { body { padding-bottom: 0; } }

/* Inline CTA strip (between article sections) */
.cta-strip {
  background: var(--surface-2);
  border: 1px solid var(--border-strong);
  padding: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin: 32px 0;
  flex-wrap: wrap;
}
.cta-strip__text {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--text);
  margin: 0;
  letter-spacing: -0.01em;
  max-width: 50ch;
}
.cta-strip__text small { display: block; font-family: var(--font-body); font-size: 13px; color: var(--muted); font-weight: 400; margin-top: 4px; letter-spacing: 0; }

/* Breadcrumb */
.breadcrumb {
  font-size: 12px;
  color: var(--muted);
  margin: 0 0 16px;
  letter-spacing: 0.04em;
  font-family: var(--font-mono);
  text-transform: uppercase;
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb span { margin: 0 8px; color: var(--border-strong); }

/* Tabs (for vs/comparison pages) */
.page-tabs {
  display: flex;
  gap: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  margin: 0 0 32px;
  overflow-x: auto;
  scrollbar-width: none;
}
.page-tabs::-webkit-scrollbar { display: none; }
.page-tabs a {
  padding: 12px 16px;
  font-size: 13px;
  font-weight: 500;
  color: var(--muted);
  text-decoration: none;
  border-right: var(--rule);
  white-space: nowrap;
  flex-shrink: 0;
}
.page-tabs a:last-child { border-right: 0; }
.page-tabs a:hover { color: var(--primary); background: var(--surface-2); }
.page-tabs a[aria-current="page"] { color: var(--primary); border-bottom: 2px solid var(--primary); background: var(--surface-2); }

/* Definition list (for stats) */
.def-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  margin: 24px 0;
}
@media (min-width: 768px) { .def-list { grid-template-columns: 1fr 1fr; } }
.def-list__row {
  display: grid;
  grid-template-columns: 140px 1fr;
  gap: 16px;
  padding: 14px 20px;
  border-bottom: var(--rule);
  border-right: var(--rule);
  font-size: 14px;
  line-height: 1.5;
  align-items: start;
}
.def-list__row:nth-child(even) { border-right: 0; }
.def-list__row:last-child,
.def-list__row:nth-last-child(2):nth-child(odd) { border-bottom: 0; }
@media (max-width: 600px) { .def-list__row { grid-template-columns: 1fr; gap: 4px; border-right: 0; } }
.def-list__term {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary);
}

/* Article-specific styles */
.article-hero {
  padding: 48px 0 32px;
  border-top: 0;
}
.article-hero__category {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  background: var(--surface-2);
  border: 1px solid var(--border);
  padding: 4px 10px;
  margin-bottom: 12px;
  font-family: var(--font-mono);
}
.article-hero__title {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 12px;
  max-width: 24ch;
}
@media (min-width: 768px) { .article-hero__title { font-size: 44px; } }
.article-hero__deck {
  font-size: 18px;
  color: var(--muted);
  line-height: 1.55;
  max-width: 65ch;
  margin: 0 0 20px;
}
.article-hero__meta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 12px;
  color: var(--muted);
  font-family: var(--font-mono);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  border-top: var(--rule);
  border-bottom: var(--rule);
  padding: 12px 0;
}

.article-image {
  margin: 24px 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
.article-image img {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
}
.article-image figcaption {
  padding: 10px 14px;
  font-size: 12px;
  color: var(--muted);
  border-top: var(--rule);
  background: var(--surface-2);
  font-style: italic;
}

.in-text-image {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  margin: 24px 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
}
@media (min-width: 768px) { .in-text-image { grid-template-columns: 1fr 2fr; } }
.in-text-image img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}
.in-text-image figcaption {
  padding: 14px;
  font-size: 13px;
  color: var(--muted);
  line-height: 1.5;
  font-style: italic;
  align-self: center;
}

/* Two-column hero block on hub pages */
.hub-hero {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  padding: 48px 0;
  border-top: 0;
}
@media (min-width: 980px) { .hub-hero { grid-template-columns: 2fr 1fr; gap: 40px; align-items: start; } }
.hub-hero__copy { min-width: 0; }
.hub-hero__side {
  border: 1px solid var(--border-strong);
  background: var(--surface);
  padding: 20px;
}
.hub-hero__side h3 {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  margin: 0 0 8px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--primary);
}
.hub-hero__side ul { list-style: none; margin: 0; padding: 0; }
.hub-hero__side li { padding: 8px 0; border-bottom: var(--rule); font-size: 14px; }
.hub-hero__side li:last-child { border-bottom: 0; }
.hub-hero__side li::before { content: "→ "; color: var(--primary); font-family: var(--font-mono); }

/* TOC */
.toc {
  border: 1px solid var(--border-strong);
  background: var(--surface);
  padding: 20px;
  margin: 24px 0;
}
.toc__title {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  font-family: var(--font-mono);
  margin: 0 0 12px;
}
.toc ol { margin: 0; padding-left: 20px; font-size: 14px; }
.toc ol li { margin-bottom: 4px; }
.toc a { color: var(--text); text-decoration: none; }
.toc a:hover { color: var(--primary); }

/* News index page */
.news-index {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  margin: 24px 0;
}
@media (min-width: 768px) { .news-index { grid-template-columns: 1fr 1fr; } }
.news-index__item {
  padding: 20px;
  border-bottom: var(--rule);
  border-right: var(--rule);
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.news-index__item:last-child { border-bottom: 0; }
@media (min-width: 768px) {
  .news-index__item:nth-child(2n) { border-right: 0; }
  .news-index__item:nth-last-child(2):nth-child(odd) { border-bottom: 0; }
}

/* Misc utilities */
.cluster { display: flex; flex-wrap: wrap; gap: 12px; }
.muted { color: var(--muted); }
.mono { font-family: var(--font-mono); }
.text-sm { font-size: 13px; }
.mb-0 { margin-bottom: 0; }
.mt-0 { margin-top: 0; }
.divider { height: 1px; background: var(--border); margin: 32px 0; border: 0; }

@media (prefers-reduced-transparency: reduce) {
  .utility-bar { background: var(--paper); backdrop-filter: none; -webkit-backdrop-filter: none; }
  .section-index { background: var(--surface-2); backdrop-filter: none; -webkit-backdrop-filter: none; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .mobile-drawer { transition: none; }
}

/* Focus styles */
a:focus-visible, button:focus-visible, summary:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

/* Print */
@media print {
  .utility-bar, .section-index, .sticky-cta, .mobile-drawer, .hero__cta, .cta-strip, .site-footer { display: none; }
  body { background: #fff; padding: 0; }
}